Electrical Contractor Insurance
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Whether you work in Domestic, Commercial or Industrial premises, with the specially tailored policies we can arrange with quality insurers, you can relax knowing that you have the right cover in place to ensure peace of mind when entering into a contract with your customer.
More specialist covers can be arranged for Testing and Certification or installers of security systems, although if installing alarm systems forms less than 25% of your turnover adequate cover may be provided within a standard policy.
The policies we offer are flexible and can include any or all of the following covers:
- Public and Products Liability.
- Employer's Liability.
- Contract Works and Materials.
- Own Plant, Tools and Temporary Buildings.
- Hired in Plant and Continuing Hire Charges.
- Engineering.
- Employees Tools and Effects.
- Goods in Transit.
- Personal Accident.
- Legal Expenses.
- Terrorism.
We can also access markets that can provide the following additional protection:
- Financial Loss
- Defective Workmanship
- Damage to Property Worked Upon
- Efficacy
If you give advice, provide designs, or offer similar services in a professional capacity it is likely that Professional Indemnity insurance would be required, to protect you in the event that a client suffers financial loss as a result of alleged neglect, error or omission.
Confused by insurance terminology and cover options available? Click on the options below for a plain English explanation.
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