Owing to low interest rates, we are able to offer arrangements for monthly payment of premiums for very little extra cost - please contact us for details.   We have negotiated our own Goods in Transit policy wording for Hauliers and Freight Forwarders which is underwritten 100% in Lloyd's, placed directly by us and not via any other intermediary. This not only avoids unnecessary delays in claims handling, but also ensures that there are no misunderstandings with insurers over complex areas of cover.   You are probably aware that motor fleet premiums have increased considerably in the last year.This coupled with the reduction in the number of insurers offering quotations makes it very important that you are confident that you are obtaining the best advice from your current provider.