Who Requires this Cover and Why Use FC Gardner?

Whether you are a manufacturer, importer/exporter, an International Freight Forwarder or a company which manages its own international transport, you will need cover for this type of Freight movement. You can be left seriously exposed if you rely upon the liability insurance of the carrier of the goods. As specialists we are familiar with the intricacies of this complex field of Insurance. We know the 'what', the 'why' and the 'who'. Even more importantly we know 'HOW'. That knowledge is used for your benefit.

Your Requirements will depend upon the terms under which your purchase or sales are negotiated. It is best if you are able to keep control of your own insurance needs. The International Chamber of Commerce has issued a standard set of sales contracts known as 'Incoterms', where the responsibilities of the buyer and seller are determined. We will be pleased to supply you with detailed information sheets explaining these.

Various Types of Policy are available. An 'Open Cover' policy accepts all declarations of movements with the agreed scope of cover, an 'Annual Turnover' policy is normally agreed upon for a 12 month period, and a 'Facultative' (or one-off policy) is available for the occasional single movement. Other policies can be arranged to cater for your particular circumstances. Again, we can supply fuller details.