General
Builders 
Quality
Cover backed up by unbeatable service at super competitive rates!
Whether
you are involved in renovations or extensions, new build or conversions,
we can build the right policy for you.
The
hard work you have put into building your business could all count
for nothing if you are not adequately insured. You don't need your
insurance to be a headache or a distraction, and with the specially
tailored policies we can arrange with quality insurers, combined
with our dedication to providing the
exceptional service that you deserve, you can relax knowing
that you have exactly the level of cover you need.
.
The range of covers can be complex and confusing but we will guide
you through the process of deciding the right
level of cover for your business.
The
biggest exposure you are likely to face is liability where claims
can potentially run into millions of pounds. Liability claims can
fall into three categories, Public Liability, Products Liability
and Employers Liability
We
would generally recommend a minimum limit of indemnity of £2
million for Public or Products Liability but an indemnity limit
of £5 million is frequently required particularly if undertaking
contracts for local or national government authorities. The limit
can be further increased to £10 million if necessary.
Other
covers available include Contract Works, Own and hired in Plant,
Tools and Equipment, Goods In Transit, Engineering, Legal Expenses,
Money/Assault, Terrorism and Personal Accident.
If
you give advice, provide designs, or offer similar services in a
professional capacity it likely that Professional Indemnity insurance
would be required, to protect you in the event that a client suffers
financial loss as a result of alleged neglect, error or omission.
Confused
by insurance terminology and cover options available? Click on the
options below for a plain English explanation.
|
ardner
2008